Yes you must reside full time in the UK and be registered with a GP in the UK
Our policies cover a number of hazardous activities which can be found on the policy wording - if the activity you wish to partake in is not listed then there will be no cover offered. Skiing can be covered at an additional premium by selecting the Winter Sports option
In some instances we are able to cover certain pre-existing medical conditions, sometimes at an additional premium. Should you wish to have cover for pre-existing medical conditions then our easy to use screening service will allow you to search for your condition, and will ask a number of questions regarding it. If we can offer cover, your quote will include an additional premium if appropriate
An excess is the amount that you are liable to pay in the event of claim and is normally on a per person basis, details of this are shown in the policy documentations.
Yes your policy does provide cover for off piste skiing but not in areas designated as unsafe by the resort management or where there is an avalanche warning in place.
We can cover up to the age of 70 years.
You can travel for a maximum of 31 days at any one time with our annual multi trip insurance and 17 days for winter sports if the appropriate premium has been paid.
No it does not; you will only be covered if you pay the appropriate additional premium and purchase an upgrade.
Yes - as long as you have pre-booked at least two nights accommodation
To qualify for the couple rate both insured parties must reside at the same address
Yes all benefits on the policy are per person
We will pay you for each complete 24 hours the amount shown in the event your baggage is delayed on your outward journey
The travel delay benefit commences after you have been delayed for 12 hours as a result of industrial action, adverse weather or mechanical breakdown of the aircraft, sea vessel or train you are due to travel in.
Parents or Grandparents and all dependent children for whom they are legally responsible or guardians aged under 18 years in full time education and travelling with an insured adult under the policy
No - this policy does not cover you if you are travelling to receive medical treatment or advice in another country
Children under the age of 18 can travel independently if they have purchased a child policy and are in full time education
No you may not. Your policy can not be extended, upgraded or purchased when you are outside of the UK and already travelling
Yes you may as long as it is within 14 days of the date you receive your documents and you have not started travelling or made a claim. Contact us at Direct2Insure@intermediatedservices.com